Dream Come True: The Crypto Ponzi Wrapped in Real Estate, Education, and Charity

 

My name is Danny de Hek, also known as The Crypto Ponzi Scheme Avenger. I run an investigative YouTube Channel dedicated to exposing scams, shaming the promoters behind them, and educating the public to prevent everyday investors—especially mums and dads—from losing their hard-earned money to the bottom-feeding multilevel marketing underworld.

My mission is simple: expose the fraudsters, document the lies, and make as much noise as possible so the next victim doesn’t fall prey.

This investigation into Dream Come True is the result of weeks of digging, watching private Zoom meetings, gathering evidence from their official platforms, and analysing every arm of their so-called operation. What I uncovered is deeply concerning.

Let’s break it down.

The DCT Network: Where Education is a Cover for Recruitment

DCT Network claims to offer blockchain education and FinTech courses. But their course structure tells another story. Packages start at $20 and go all the way up to $4,999, each one promising returns ranging from $500 to nearly $25,000 per year. You don’t get paid for studying—you get paid when people buy in under you.

They disguise this as “passive income through education.” What they really mean is:

• Recruit others and take a cut of their payments
• Earn binary bonuses up to 8%
• Get commissions from 2 to 7 levels deep

That’s not education—that’s a pyramid compensation plan. It’s exactly what regulators look for when classifying a Ponzi scheme.

No instructors, no accredited curriculum, no certification. Just PDF modules rehashing public info about crypto and blockchain. This isn’t a school—it’s a cleverly disguised pay-to-promote scam.

Perk Excellence Real Estate: Real Properties, Imaginary Ethics

Then there’s Perk Excellence, the group’s so-called real estate arm. It offers everything from ready-to-move apartments to off-plan investments and even golden visa services. On paper, it looks like a full-fledged agency.

But here’s the thing: it focuses heavily on promises of “fast ROI,” “guaranteed profits,” and “hassle-free investing.” These are red flags in the real estate world. Dubai has become the go-to jurisdiction for schemes hiding behind glossy brochures and luxury property listings.

To build trust, the site uses copy-pasted testimonials—some repeated word-for-word—and overly polished marketing copy with no regulatory registration details. No license numbers. No developer affiliations you can actually verify. Just another pillar in the illusion of legitimacy.

Perks & Gifts: A Global E-Commerce Trap?

Perks & Gifts claims users can shop over 21,000 brands across 79 countries using crypto. That sounds impressive—until you realise there’s zero documentation about who the vendors are, how redemptions work, or whether the voucher system is anything more than digital smoke.

This setup mirrors the fake voucher systems used in past Ponzi scams like Lyoness and Easy Shopping Cards. It’s likely just another mechanism to recycle affiliate money under the guise of “value.”

Dream Come True Charity: Emotional Manipulation Disguised as Altruism

No scam is complete without a feel-good façade. Enter the Dream Come True Charity. According to their site, they’ve completed 7,000+ projects, won 4,000+ awards, and employ 2,000+ people. All without offering a single shred of proof.

There are no case studies. No breakdowns of projects. No board of directors. Just vague platitudes about “empowering young minds” and asking people to donate crypto to make the world a better place.

This isn’t philanthropy. It’s reputation laundering. It’s bait to hook the emotionally vulnerable and make the whole scam feel morally justified.

The Bottom Line: One Big Blockchain-Fueled Lie

Dream Come True isn’t a company. It’s a system—designed to funnel new money upward through a maze of “educational” packages, real estate buzzwords, and fake charity hype. It’s all orchestrated to look diversified and legitimate while masking the core reality: this is a Ponzi scheme.

And just like every Ponzi before it, the moment new recruits stop buying in, it will collapse—leaving everyday people to pick up the financial pieces.

If you’ve encountered this scheme, share your story. The more we shine a light on operations like Dream Come True, the fewer people they can drag down with them.

Stay alert. Stay loud. And never stop asking where the money actually comes from.